Raiffeisen Voluntary retirement savings
Voluntary pension savings members save for retirement in a way that a certain amount of the monthly paid to the role of a personal account opened in the selected voluntary pension fund.
Options for employer
The employer is an important link in the pension system. Learn more about tax unloaded contribution payments of voluntary pension savings.
Voluntary pension savings is the only form of savings in Croatia, with two types of government incentives.
Raiffeisen open voluntary pension fund
Raiffeisen Voluntary Pension Fund is the first voluntary pension fund established in Croatia in 2002.
Payment of pensions from a voluntary pension fund
Upon the expiry of saving in the fund, a member is offered two possibilities for payment of the pension: through the pension fund or through one of the selected pension plans offered by the pension insurance company.
How to change the fund?
A member of a voluntary pension fund may change the fund or transfer funds from the personal account of one to another voluntary pension fund.
According to the applicable legal provisions and by the Voluntary Pension Funds Act and HANFA regulations, the pension company may charge the entrance, exit and management fee.
Most frequent questions (Q & A)
Find out the answers to all your questions on the voluntary pension savings.